April 24, 2007
Credit Card Search Engine
Trying to work out which credit card is best for you is one of the more
tedious little things that has to be done. There are so many options and so many
different providers that it sometimes seems that simply taking all and any of
the offers that comes through the mail makes sense.
This is not, however, the sensible way to go about things. What you should in fact do is go to this search engine for Credit Card Applications and then use their knowledge to help you get the best deal possible. For depending upon your credit rating there are a number of different options that you can get.
If you have a high credit rating, just as an example, you can get zero balance transfers. This allows you to move money that you're paying a high interest rate on to another card where you'll pay none. Or if you don't carry card debt from month to month then you can go for a cashback card, which pays you to use it. Or perhaps one that provides frequent flier miles instead.
As I say, there are many options but you will be able to find a card that does something more than simply allow you to charge items.
If you've got a bad credit record then there are cards out there which seem designed to help you get a better one. You only get a small amount of credit, that's true, but every month that you have one of these cards, and pay off the amount owed, then your credit rating just gets better. That can help when you apply for other loans, like a mortgage or a car finance package.
Anyway, check out the site by clicking through that link. You'll almost certainly be able to find a better deal on credit cards than the one that you have now.
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